Tātaitai Tāke Kaihoko Takitahi

Hei kaimahi i Aotearoa, ka whakaarotia o moni whiwhi pakihi hei moni whiwhi ake a ka tākehia i ngā rēti neke-ake kotahi i ngā kaimahi: 10.5% mō ngā $14,000 tuatahi; 17.5% mō te $14,001 ki te $48,000; 30% mō te $48,001 ki te $70,000; 33% mō te $70,001 ki te $180,000; me te 39% mō ngā moni whiwhi neke atu i te $180,000. He rerekē ki ngā kaimahi, kāore e tangohia he PAYE mai i o moni whiwhi i roto i te tau. Engari, ka neke ake tō tāke moni whiwhi toetoe (RIT) i te $5,000, me utu koe i te tāke arotahi — e toru ngā whakaurunga i hora i roto i te tau (a tikanga Ākuhata, Hānuere, me Mei). Ka tukuna e koe tētahi pūrongo tāke moni whiwhi takitahi IR3 i te mutunga o ia tau tāke, e kii ana i ngā moni whiwhi pakihi katoa me ngā whakapaunga tangohanga. Menaa ka ata tiakina o whakapaunga, ka tāke anake i tō hua moni (moni whiwhi tangohia atu ngā tangohanga āhei), ehara ko tō moni whiwhi katoa. Puna: IRD (ird.govt.nz).

Ka taea e ngā kaimahi i Aotearoa te tango i tētahi whakapaunga i tutuki ake, i wahanga rānei, mō te whiwhi i ngā moni whiwhi whai-tāke. Ko ngā whakapaunga katoa-tangohanga ko: ngā utu kaute me ngā tūrori, inihua pakihi, pānui me te whakaaro hokohoko, ngā utu pēke mō ngā pūkete pakihi, ngā ohaurunga hono-mahi, me ngā hokonga taputapu pakihi-anake. Mō ngā whakapaunga whakamahi-tahi, ko te wāhanga pakihi anake ka tangohia: utu tari-kāenga (paahitanga o te renti/mōkete, hiko, me te ipurangi e ai ki te wāhanga wāhi mahi); whakapaunga waka (me tētahi pukapuka otaota hei whakatuu i te paahitanga whakamahi-pakihi); me te waea pūkoro (wāhanga mō te pakihi). Ko ngā hokonga taputapu nui (taputapu neke atu i te $1,000) ka hiahiatia a tikanga ki te heke-uara i roto i te wā me te kore e whakapaunga tika, ahakoa ka taea e te paepae uara-iti $1,000 te tuhia aata mō ngā taonga iti iho. Ko ngā kai me ngā whakangahau 50% anake ka tangohia. Tiakina ngā rihiiti me ngā rekooti mō ngā tau 7. Puna: IRD (ird.govt.nz).

Ae, ka hiahiatia ngā kaimahi i Aotearoa ki te utu i ngā rēwe ACC (Korōni mō te Hapa Aitua). Ka utua aunoa e ngā kaimahi katoa te Rete Kaipupuri ACC (tata ki te $1.75 mō ia $100 o ngā moni whiwhi herenga o nāianei), ka kohia ma to pūrongo tāke mutunga-tau a ka tiaki i a koe mō ngā whara tinana i waho o te mahi. I tua atu, ka utua e ngā kaimahi te Rete Mahi ACC, ka whirinaki ki to waehere ahumahi (ka rētia e te ahumahi) me o moni whiwhi mahi-a-kiri i kii ai. Ka rerekē nui ngā rēti Rete Mahi ia ahumahi — mai i te iti iho i te $1 mō ia $100 mō ngā mahi tari tūraru-iti ki te neke atu i te $10 mō ia $100 mō ngā ahumahi tūraru-teitei pērā i te ngahere, te hao ika rānei. Ko te maru ACC kaimahi (CoverPlus) ko te tikanga, engari ka taea to kowhiringa ki CoverPlus Extra hei whiriwhiri i tētahi tapeke utu wiki pūmau rite mō e kore e whiwhi ai i te utu e ai ki ngā moni whiwhi o mua. Puna: ACC (acc.co.nz).

Ka hiahiatia ngā kaimahi i Aotearoa ki te utu i te tāke arotahi ka neke ake tō tāke moni whiwhi toetoe (RIT) — ko te tāke moni whiwhi e tika ana i te mutunga o te tau i muri i te tangohia o te tāke i utua kē — i te $5,000 i roto i tētahi tau. Menaa ko to RIT he $5,000 iti iho, ka utua e koe tētahi pire tāke mutunga-tau (tāke mutunga) kē. Mō ērā me utu i te tāke arotahi, ka horahia ki ngā whakaurunga e toru e hāngai ana ki te tau tāke o Aotearoa: ko te whakaurunga tuatahi ka tika 28 Ākuhata, ko te tuarua 15 Hānuere, ko te tuatoru 7 Mei. Ka tātau a tikanga ia whakaurunga hei kotahi-hautoru o 105% o te RIT o te tau o mua (ko te tikanga ara kake tikanga), ahakoa ka wātea ētahi atu tikanga tae atu ki te tātau i o moni whiwhi o te tau o nāianei. Ka pā ngā hua whakamahi-moni mai i IRD ki te utu iti rawa o te tāke arotahi. Ko te haere tonu i roto i te tāke arotahi ka āwhina ki te karo i tētahi pire tāke nui i te mutunga-tau. Puna: IRD (ird.govt.nz/provisional-tax).