Ngā Whakahōutanga
Ngā huringa rēti, ngā tātaitai hou, me ngā whakapai paetukutuku. Ka whakahōutia ngā tātaitai katoa i te tīmatanga o ia tau pūtea (1 Āperira).
2026
Whakanui: Mahi Kē + Whakaroa Reiti me Whakaheke SuperGold
Tāpiritia he āhua Mahi Kē ki te Tātaitai Tāke Ōhu: ka tāpiri i te utu mahi matua + Uber/Airbnb/Etsy, ka tūtohu i te paepae GST $60,000, ka whakaatu i te ACC CU. Te Tātaitai Reiti Kaunihera me he tab Whakaroa: ka tātauria te Whakaheke SuperGold (tae atu $805/tau), me te matapae i te whakawhānui o te nama whakaroa.
Tāpiritia 28 tātaitai hou — FamilyBoost, neke ki Ahitereiria, inihua, me ētahi atu
Whakanui nui: mai i te 119 ki te 146 tātaitai mā ngā tātari mākete NZ 2026. Ngā tātaitai matua hou: FamilyBoost ($120/wiki whakahoki tiaki tamariki), Neke NZ→AU (whakatauritetanga utu whakamua), Sum-Insured Whare (utu hanga ā-rohe — kati i te raruraru underinsurance post-EQC $300k), Whakatakoto Mōkete Pūmau, EMTR (reiti tāke taupae whaihua), Painga Mā, Pūtea Wā-Pūmau. Tāpiri inihua: Kawenga, Tiaki Moni Whiwhi, TPD/Trauma, Haerenga, Kararehe. Tautoko Tamariki (IRD), Tāke Paihere (39%), Airbnb Mix-Use, Mōkete Whakahoki (Heartland), Whakatika Healthy Homes, Sharesies/Hatch/IBKR + FIF, Pokanga Tūmatanui-Motuhake, Mahere Hiko ToU. Lifestyle: Wehenga Hoa Whare, Tahua Mārena, Tangihanga, Utu Kaiwhāngai, Tapuwae Waro.
Whakatikatika i te hapa tātaitai Takoha Kāwanatanga KiwiSaver
Whakatikatika nui: e whakamahi ana te tātaitai Takoha Kāwanatanga KiwiSaver i te 50% rite, kāore i te 25c i te $1 tika (kua rua ake te whakaahua o te takoha kāwanatanga ki ngā kaiwhakamahi i raro i te tepe). Ka whakaahua tika ināianei tae atu ki te $260.72/tau. Whakahoutia anō: Tātaitai Utu Kaimahi KS 3.5%, ESCT taunoa 3.5%, utu WoF & Rehita whakatika ki ngā utu tika NZTA, RWT/RUC whakatikatika i te tā-roa.
Whakahoutanga reiti nui: WfF, Wehenga Mātua, KiwiSaver 3.5%, huamoni IRD, IETC, NZ Super
Kua whakahoutia ngā reiti me ngā ture i ngā tātaitai 12 ki te FY 2026-27: WfF FTC $7,524/tau matamua i raro i te 16 ($144.71/wiki), $6,113/tau muri ($117.56/wiki), IWTC $5,070 ($97.50/wiki). Mutunga Wehenga Mātua $788.66/wiki. KiwiSaver taunoa kua piki mai i te 3% ki te 3.5% (mutunga ture mai i te 1 Āperira 2026) i ngā tātaitai Utu, KiwiSaver, KiwiSaver Kāwanatanga, me KiwiSaver vs Term Deposit. Reiti UOMI IRD kua whakahoutia ki te 10.91% (whakaiti) me te 4.30% (whakanui). Ko te paerewa Independent Earner Tax Credit kua totō ki te $66,000 (Budget 2024). Tepe LVR kaiwhakangao kua piki ki te 70%. Reiti NZ Super ā-wiki kua whakahoutia ($549/$507/$422). Kei te whakaatu te tātaitai Bright-line i ngā ture o mua.
First Home Grant kua tohua hei mea i whakamūtua
I whakamūtua te First Home Grant e te Kāwanatanga i te 22 o Haratua 2024. Kua tāpiritia he tuhipoka rongonui ki ngā tātaitai e rua. Kua tangohia te tahua kore-ē-noho i te tātaitai Tango Tuatahi KiwiSaver — ka whakatauria ināianei te wāhi KiwiSaver anake.
15 tātaitai hou kua tāpiritia
Kua tāpiritia ngā tātaitai hou 15 i runga i te hiahia rapu a ngā kaiwhakamahi: Utu Whakarārangi (IR330C), Tāke Whiwhinga Pukapuka (CGT), Utu Best Start, Āpitihanga Whare, Tāke Crypto, Tāke Utu Āpiti, Whakahoki Moni Hararei, Utu Whakamutunga, Hua Tuwhanga, Āhei NZ Super, Utu Kaitātaki ki Tuwhanga, Tātaitai Pereti, Tātaitai Pepa Pakitara, Tātaitai Whariki, me te Tātaitai Nama Hiko. Ko te tapeke ināianei: 119 tātaitai NZ kore utu.
Hou: Tātaitai Rīhi Waka
Kua tāpiritia he tātaitai rīhi waka mō Aotearoa. Whakatauritehia ngā utu rīhi ā-marama me te uara toenga, ngā utu pūtea, me te GST. He āwhina mō ngā pakihi e whakataurite ana i te rīhi ki te hoko waka.
Whakahou reiti FY 2026-27
Kua whakahōutia ngā tātaitai 103 katoa mō te tau pūtea 2026-27 (1 Āperira 2026 – 31 Māehe 2027). Ngā huringa matua: kua piki te reiti ACC mai i te $1.60 ki te $1.75 mō ia $100. Kua piki te paepae moni whiwhi ACC mai i te $142,283 ki te $156,641. Kua piki te rēti takoha KiwiSaver tūtohu mai i te 3% ki te 3.5%. Kua haurua te takoha kāwanatanga KiwiSaver mai i te 50c/$1 (paepae $521.43) ki te 25c/$1 (paepae $260.72). Kāore he huringa ki ngā poraka tāke.
Kua whakahōutia te utu iti rawa ki te $23.95/hr
Kua piki te utu iti rawa pakeke mai i te $23.50 ki te $23.95 ia hāora mai i te 1 Āperira 2026. Kua piki ngā utu tīmata-hou me te whakangungu ki te $19.16 ia hāora (80% o te rēti pakeke). Kua whakahōutia ngā tātaitai utu katoa, tātaitai utu iti rawa, me te kaihuri utu-hāora-ki-utu-ā-tau. Puna: Employment New Zealand.
Whakarewa paetukutuku — 103 ngā tātaitai
Kua whakaritea a Calk NZ me ngā tātaitai kore utu 103 i roto i ngā wāhanga 14: Tāke, Utu & Utu-ā-tau, KiwiSaver, Mokete & Rawa, Pūtea Taurewa, Pakihi, Pūtea & Haumitanga, Waka, Hauora, Hanga, Mātauranga, Ahuwhenua, Manene, me Ngā Taputapu. E wātea ana ngā tātaitai katoa i te reo Pākehā me te reo Māori.