Hoki ki Tāke

Tātaitai Tāke Moni Whiwhi 2026-27

Tātauriahia tō tāke PAYE mā ngā arawhata tāke o Aotearoa. Kārekau he paepae kore-tāke i Aotearoa — ka utua te 10.5% mai i te tāra tuatahi.

Konstantin IakovlevI tāia 28 Māehe 2026Arotakehia whakamutunga
Kua whakahoutia 2026-27 FYKa noho ngā raraunga ki tō pūrereRaraunga IRD

Mō tēnei tātaitai

Ka whakatinanahia e tēnei tātaitai ngā ripanga me ngā poraka tāke PAYE mana mai i Inland Revenue (IRD). Tirohia whakamutunga 1 Āperira 2026. Whakamanahia ngā tatauranga mā te whai i te hononga.

Ngā poraka tāke moni whiwhi o nāianei

FY 2026-27 (kāore i panoni mai i 31 Hōngongoi 2024)
  • Poraka 1: 10.5% mō te moni whiwhi $0 – $14,000
  • Poraka 2: 17.5% mō te $14,001 – $48,000
  • Poraka 3: 30% mō te $48,001 – $70,000
  • Poraka 4: 33% mō te $70,001 – $180,000
  • Poraka 5 (teitei): 39% mō te moni whiwhi neke atu i te $180,000

Puna: IRD — Ngā reiti tāke whaiaro

Whakatūpato

He whakatau tata nō tēnei tātaitai, hei whakamōhio noa iho. Kaua e whakawhirinaki ki ēnei hua hei tohutohu pūtea, tāke, ture rānei. E ai ki ngā raraunga tūmatanui a te IRD, ā, ka huri pea. Me kōrero ki tētahi kaitohutohu pūtea tohu mō ōu āhuatanga ake.

Me pēhea te tātaitanga o te tāke moni whiwhi whakapiki

Ka whakamahia e Aotearoa ngā reiti tāke whakapiki — ka wehea tō moni whiwhi ki ngā poraka e 5, ka tāke ia wāhi ki tōna ake reiti. Kāore he paepae kore-tāke.

  1. 1

    Poraka 1: 10.5% ki te $14,000 tuatahi

    Tax = min(income, $14,000) × 10.5%

    Ahakoa te moni whiwhi iti rawa, ka whakakīa tuatahi tēnei poraka — $1,470 mōrahi.

  2. 2

    Poraka 2: 17.5% mai i te $14,001 ki te $48,000

    Tax += min(income − $14,000, $34,000) × 17.5%

    Ka tāpiri ki te $5,950 mēnā ka whiwhi koe i te $48k ki runga.

  3. 3

    Poraka 3: 30% mai i te $48,001 ki te $70,000

    Tax += min(income − $48,000, $22,000) × 30%

    Ka tāpiri ki te $6,600 puta noa i tēnei poraka.

  4. 4

    Poraka 4: 33% mai i te $70,001 ki te $180,000

    Tax += min(income − $70,000, $110,000) × 33%

    Te poraka nui rawa — ka kapi i te $110k o te moni whiwhi.

  5. 5

    Poraka 5: 39% mō te moni whiwhi neke atu i te $180,000

    Tax += max(0, income − $180,000) × 39%

    Ko te reiti taparua teitei rawa; i whakauruhia mai i te 1 Āperira 2021.

Tauira

Tāuru: $90,000 moni whiwhi ā-tau

Hua: Poraka 1: $1,470 + Poraka 2: $5,950 + Poraka 3: $6,600 + Poraka 4: $6,600 = $20,620 tapeke PAYE. Reiti whaihua: 22.9%.

Ngā Pātai Auau

He aha ngā rēti tāke moni whiwhi o Aotearoa mō te tau 2026-27?
Ka whakamahi a Aotearoa i tētahi pūnaha tāke moni whiwhi neke-ake e tākehia ana ngā wāhanga rerekē o ō moni whiwhi i ngā rēti piki haere. Mō te tau pūtea 2026-27 (1 Āperira 2025 ki te 31 Māehe 2026), e rima ngā taumata tāke: 10.5% mō ngā $14,000 tuatahi; 17.5% mō te $14,001 ki te $48,000; 30% mō te $48,001 ki te $70,000; 33% mō te $70,001 ki te $180,000; me te 39% mō ngā moni whiwhi i runga ake i te $180,000. He rerekē ki Ahitereiria, kāore he paepae tāke-kore i Aotearoa — ka utua e koe te tāke mai i te tāra tuatahi e whiwhi ana. Ko ngā rēti nei ka whakaritea e Inland Revenue (IRD) ā ka arotakehia ia tau i te Tahua o te kāwanatanga. Puna: IRD Tax Rates for Individuals 2026-27 (ird.govt.nz).
He paepae tāke-kore tō Aotearoa?
Kāore, kāore he paepae tāke-kore tō Aotearoa. He rerekē ki Ahitereiria, e kore ana tāke ngā $18,200 tuatahi, ko ia tāra e whiwhi ana koe i Aotearoa ka tāke moni whiwhi tīmata mai i te 10.5%. Ko tēnei tikanga, ahakoa ko ngā kaimahi wāhanga-wā, ngā ākonga rānei e iti ana ō rātou moni whiwhi, ka utua e rātou te PAYE mai i ō rātou tāra tuatahi o ngā moni mahi. Hei tauira, mēnā ka whiwhi koe i te $10,000 ia tau, ka utua e koe te 10.5% ($1,050) mōna katoa. Ko Aotearoa ka whakaarai ki ngā tāke-whiwhi mō ngā whānau (Working for Families) me ētahi atu āwhina whāinga hei tautoko i ngā kaiwhiwhi iti. Ko te korenga o tētahi paepae tāke-kore he kaupapa kōrero here tonu i Aotearoa. Puna: IRD — Income Tax for Individuals (ird.govt.nz).
He aha te PAYE?
Ko te PAYE (Utu I a Koe e Mahi Ana) te pūnaha e tangohia ai e tō kaituku mahi te tāke moni whiwhi mai i tō utu mahi i mua i te utua ki a koe, e ai ki tō waehere tāke me ngā taumata tāke o Aotearoa. Ko tēnei tikanga, ko te nuinga o ngā kaimahi kāore e hiahia ana ki te tuku pūrongo tāke moni whiwhi, nā te mea ka tutuki ō rātou herenga tāke i roto i te tau. Ka tukuna e tō kaituku mahi ēnei tangohanga ki Inland Revenue (IRD) mō au, i ia wā utu oti ai. Ko tō waehere tāke — pērā i te M (mahi matua), S (mahi tuarua), SB (mahi tuarua moni whiwhi iti) rānei — ka kī ki tō kaituku mahi tēhea rēti tāke me whakamahi. Mēnā he nui ake, he iti rawa rānei te PAYE i tangohia i roto i te tau, ka tuku tōtika a IRD i tētahi aromatawai tāke i muri i te 31 Māehe ā ka whakahoki mai i te utunga neke atu, ka tono rānei i te moni i hapa. Puna: IRD — PAYE (ird.govt.nz).
Ka tīmata āhea te tau pūtea o Aotearoa?
Ka rere te tau pūtea (tāke) o Aotearoa mai i te 1 o Āperira ki te 31 o Māehe, he rerekē atu i te tau maramataka me te tau pūtea o Ahitereiria (ka mutu i te 30 o Hune). Ko te tau tāke 2026-27 o nāianei e rere ana mai i te 1 o Āperira 2025 ki te 31 o Māehe 2026. I whakatūria tēnei rā i te tau 1900 i tōna whakaaetia e Aotearoa o te tau pūtea Piritihi. Ko ngā aromatawai tāke a IRD katoa, ngā tātaitanga ā-tau KiwiSaver, me ngā tōpūtanga Working for Families ka huri anō i te 1 o Āperira ia tau. Me tuku e ngā kaituku mahi ki ngā kaimahi tētahi Hōtaka Marama Kaituku Mahi e hāngai ana ki tēnei tau, ā ka tukuna ngā whakarāpopototanga moni whiwhi ā-tau i muri i te 31 o Māehe. Ko te whakaaro mō ngā moni whiwhi me ngā tangohanga huri noa i tēnei mutunga tau he rautaki whakahaere tāke nui mō ngā tāngata takitahi me ngā pakihi. Puna: IRD — New Zealand Tax Year (ird.govt.nz).

Me pēhea te mahi a tēnei tātaitai

Ka whakamahia e tēnei tātaitai ngā raraunga hou rawa mai i ngā puna kāwanatanga o Aotearoa. Ka mahia ngā tātaitai katoa ki tō pūtirotiro — kāore tō raraunga e wehe i tō pūrere.

Kua whakahoutia mō te tau pūtea 2026-27 (1 Āperira 2026 ki te 31 Māehe 2027).

Ka mahia ngā tātaitai katoa ki tō pūtirotiro — kāore tō raraunga e wehe i tō pūrere. Ko ngā hua hei ārahi noa iho, ehara i te tohutohu pūtea ngaio.

I hangaia, i tiakina e Konstantin Iakovlev. Raraunga mai i te IRD me ngā puna kāwanatanga mana o Aotearoa.

Arotakehia whakamutunga: