Tātaitai Utu Pūtea Taurewa Ākonga
Tātauriahia ō utunga pūtea taurewa ākonga — 12% mō te moni nui ake i te $24,128. Tirohia te roa o te wā ki te utu katoa.
Mō tēnei tātaitai
Ka whakatinanahia e tēnei tātaitai ngā paepae taurewa ākonga me te reiti utu 12% mai i Inland Revenue (IRD). Tirohia whakamutunga 1 Āperira 2026. Whakamanahia ngā tatauranga mā te whai i te hononga.
Ngā reiti taurewa ākonga NZ o nāianei
FY 2026-27 (paepae arotakehia ia tau)- •Reiti utu: 12% i runga ake i te paepae
- •Paepae ā-tau: $24,128
- •Paepae ā-wiki: $464
- •Reiti huamoni (kei Aotearoa): 0%
- •Reiti huamoni (tāwāhi): ~4% (ka rerekē)
Puna: IRD — Ngā taurewa ākonga
Whakatūpato
He whakatau tata nō tēnei tātaitai, hei whakamōhio noa iho. Kaua e whakawhirinaki ki ēnei hua hei tohutohu pūtea, tāke, ture rānei. E ai ki ngā raraunga tūmatanui a te IRD, ā, ka huri pea. Me kōrero ki tētahi kaitohutohu pūtea tohu mō ōu āhuatanga ake.
Me pēhea te tātaitanga o ngā utunga taurewa ākonga
Ko ngā tangohanga taurewa ākonga ko te 12% o te moni whiwhi neke atu i te paepae utu ā-tau ($24,128 mō te 2026-27). He 0% te huamoni mēnā kei Aotearoa koe, ~4% mēnā kei tāwāhi.
- 1
Whakatauria tō paepae utu
Paepae ā-tau = $24,128 | Ā-wiki = $464 | Ā-rua-wiki = $928 | Ā-marama = $2,011
Ka wehea e te IRD te paepae ā-tau mō ngā wā utu, kia ōrite ngā tangohanga ki te huringa utu.
- 2
Tātauria te moni whiwhi tangohia
Deductible = max(0, gross_pay − threshold_for_period)
Moni whiwhi kei te paepae, kei raro rānei = $0 utu mō tēnā wā.
- 3
Whakamahia te reiti utu 12%
Repayment = deductible_income × 12%
Kua mau te reiti i te 12% mai i te 1 Āperira 2013 — kāore he panonitanga i te 2026-27.
- 4
Tāpirihia te huamoni tāwāhi
Interest (overseas only) = remaining_balance × ~4.00% / year
Ka utu te kaitarewa kei Aotearoa i te 0%. Ka neke ki tāwāhi mō 184+ rā = ka tipu te huamoni mai i te rā tuatahi.
Tauira
Tāuru: $60,000 moni whiwhi ā-tau, $25k toenga taurewa, kei Aotearoa
Hua: Tangohia: $60,000 − $24,128 = $35,872. Utu: $35,872 × 12% = $4,305/tau (~$83/wiki). 0% huamoni = ka heke katoa te tūāpapa.
Ngā Pātai Auau
He aha te nui o tāku utunga taurewa ākonga?
He huamoni tō runga i ngā taurewa ākonga o Aotearoa?
Ka taea e au te utu āpiti ki tāku taurewa ākonga?
Me pēhea te mahi a tēnei tātaitai
Ka whakamahia e tēnei tātaitai ngā raraunga hou rawa mai i ngā puna kāwanatanga o Aotearoa. Ka mahia ngā tātaitai katoa ki tō pūtirotiro — kāore tō raraunga e wehe i tō pūrere.
Kua whakahoutia mō te tau pūtea 2026-27 (1 Āperira 2026 ki te 31 Māehe 2027).
Ka mahia ngā tātaitai katoa ki tō pūtirotiro — kāore tō raraunga e wehe i tō pūrere. Ko ngā hua hei ārahi noa iho, ehara i te tohutohu pūtea ngaio.
I hangaia, i tiakina e Konstantin Iakovlev. Raraunga mai i te IRD me ngā puna kāwanatanga mana o Aotearoa.
Arotakehia whakamutunga: