Tātaitai Wetekina-Rite

Ko te tohu taupae rite i roto i ngā waeine ka tātaihia ma te wehewehe i o utu pūmau katoa ki te mākete takoha ia waeine, ko te mākete takoha ko te utu hokonga tango ana i te utu taurangi ia waeine. Hei tauira, ki te $50,000 o utu pūmau ia tau, ko tō utu hokonga $100 ia waeine, ko tō utu taurangi $60 ia waeine, ko te mākete takoha $40 a ko to tohu taupae rite ko 50,000 / 40 = 1,250 waeine. I tēnei rahi hokonga, ka rite tonu tō moni whiwhi katoa ki o utu katoa (pūmau tae atu ki te taurangi), ko te tikanga ko tō hua ko te kore. Ko ngā waeine hokona i runga ake i te tohu taupae rite ka hua mai ai te hua; ko ngā waeine i raro iho ka mate ai. He taputapu turinga i roto i te whakamahere pakihi, tahua, me ngā whakataunga utu i Aotearoa. Puna: Matua Pākehā ahumoni whānui.

Ko te tatauranga moni whiwhi taupae rite ka tātai i ngā tāra hokonga katoa e hiahiatia ana hei huri i ngā utu katoa, a he mea nui rawa atu ki te maha o ngā hua e hokona ana e tētahi pakihi i ngā mākete rerekē. Ko te tatauranga: ko te moni whiwhi taupae rite ko ngā utu pūmau wehewehea ki te paihiranga mākete noa, ko te paihiranga mākete noa ko te (utu hokonga tango ana i te utu taurangi) wehewehea ki te utu hokonga, e korerotia ana hei tau iti. Hei tauira, ki te $80,000 o utu pūmau a ko to mākete noa ko te 40%, ko te moni whiwhi taupae rite ko $80,000 / 0.40 = $200,000. Ko te tikanga me whiwhi te pakihi i te $200,000 i roto i ngā moni whiwhi i mua i te timata o te hua. Mō ngā pakihi o Aotearoa e maha ana ngā hua rerekē, he āhua ngawari ake tēnei ara i te aroturuki i ngā rahi waeine takitahi. Puna: Matua Pākehā ahumoni whānui.

I Aotearoa, ki te kua rehitatia tō pakihi mō te GST, me mahia tonu e koe te tātaritanga taupae rite ma te whakamahi i ngā utu me ngā utu kore-GST. Ko te GST (15%) ka kohia mō te IRD a he neke-atu — ehara i tō moni whiwhi a kāore e pa ana ki tō hua rānei ki o utu. Ki te whakauruhia te GST i roto i tō utu hokonga ka nui rawa atu tō moni whiwhi a ka tino rerekē te tatauranga taupae rite. Hei tauira, ko te utu GST-uru o $115 he $100 o moni whiwhi me te $15 GST ka utua ki te IRD. Whakamahia te $100 kore-GST i roto i to tatauranga taupae rite. Pērā hoki, ko ngā utu taurangi penei i ngā rawa ka uru GST ka taea e koe te tono mai hei tohu tāke-tāuru, nō reira whakamahia te utu kore-GST. Ki te iti iho o $60,000 to hokonga ia tau, kāore e hiahiatia ana koe ki te rehitatia mō te GST, a ko tēnā utu ana koe me te GST-kore. Puna: IRD — GST (ird.govt.nz).

Ko te mākete takoha ko te rahinga ia waeine hokona ka takoha ki te urupare o ngā utu pūmau, a ka oti te urupare o ngā utu pūmau, ki te hanga hua. Ka tātaihia ko te utu hokonga tango ana i te utu taurangi ia waeine. Hei tauira, ki te $80 tō utu hokonga i tētahi hua a ko te utu taurangi (rawa, mahi-a-ringa-tika, kawe) $50, ko to mākete takoha ko $30 ia waeine. Ko te ōwehenga mākete takoha (CMR) e whakaatu ana i tēnei hei paihiranga o te utu hokonga: i tēnei tauira ko te CMR = $30 / $80 = 37.5%. Ko te ōwehenga mākete takoha teitei ake ka taea wawe ake e tō pakihi te tae ki te taupae rite a ka nui ake te hua ia hoko tāpiri. Ko te aroturuki i te mākete takoha ia rarangi hua ka āwhina i ngā pakihi o Aotearoa ki te whakaarotau i ngā hua mākete-teitei me te tautuhi i ngā hua mākete-iti ka taea te whakaaro ki te whakahou utu rānei ki te mutu. Puna: Matua Pākehā ahumoni whānui.