Tātaitai Pūtea Āwhina Whare Tuatahi

Kāo. I whakamūtua te Tūranga Whare Tuatahi a Kāinga Ora i te Tahua 2024. I pānuitia e te Kāwanatanga i te 22 o Haratua 2024 ka kati te kaupapa, ā, i mutu te whakaae a Kāinga Ora ki ngā tono hou mai i te 1pm o taua rā. Kāore he tūranga e utua ana mō ngā hokonga i whakaurua i muri i taua rā. Ko ngā tono i tukuna i mua i te 22 o Haratua 2024, me ngā whakaaetanga-ā-mua i tukuna i mua i taua wā, i whakaūngia tonu (e ono marama te roa o te whakaaetanga-ā-mua mai i te rā i whakaaetia ai). Mēnā kei te hoko whare tuatahi koe ināianei, ka taea tonu te whakamahi i te tangohanga whare tuatahi KiwiSaver (kāore he whakamātautau moni whiwhi) me te First Home Loan a Kāinga Ora (5% taunaha) — e wātea tonu ana ēnei e rua. Ka pupurihia tēnei tātaitai hei tohutoro o mua, hei whakaatu hoki i ngā ture āhei o mua. Puna: Kāinga Ora / Tahua 2024 (22 Haratua 2024).

I mua i te katinga i te 22 o Haratua 2024, ka tuku te Tūranga Whare Tuatahi a Kāinga Ora tae atu ki te $5,000 mō te hoko i tētahi whare tawhito, tae atu ki te $10,000 rānei mō tētahi whare hou. I tātauhia te tūranga i te $1,000 mō ia tau o ngā koha KiwiSaver, nō reira: 3 tau = $3,000 (tawhito), $6,000 rānei (hou); 4 tau = $4,000 tae atu ki $8,000; 5 tau neke atu = te $5,000 tino nui, $10,000 rānei. Mō ngā tokorua e tokorua ana ngā kaihoko whare tuatahi e āhei ana, i taea e rāua te tono, nō reira ko tētahi tokorua e hoko ana i tētahi whare hou i koha ai rāua ki KiwiSaver mō 5+ tau i taea te whiwhi i tētahi tūranga whakakotahi tae atu ki te $20,000. I utua te tūranga tika ki te rōia/kaikauwhau o te kaihoko i te noho, ā, kāore i hiahiatia te whakahoki, mēnā i noho te kaihoko ki roto i te whare hei kāinga matua mō te 6 marama iti rawa i muri i te hoko. Kāore te tūranga e wātea ana ināianei — ka whakaatuhia ēnei rahinga hei tohutoro o mua anake. Puna: Kāinga Ora (kaingaora.govt.nz).

I a ia e tuwhera ana (tae atu ki te 22 o Haratua 2024), hei āhei mō te Tūranga Whare Tuatahi a Kāinga Ora, me tika tō moni whiwhi ki ngā rohe i tohua: $95,000 moni whiwhi katoa ia tau mō tētahi tono takitahi, $150,000 i whakakotahia rānei mō ngā kaihoko tokorua neke atu e hoko tahi ana. I pā ēnei taupae ki te moni whiwhi i whiwhi i roto i ngā marama 12 i mua i te rā tono. Ko ngā moni whiwhi ko ngā utu, ngā utu mahi, ngā moni mahi-ā-kiri, me te nuinga o ngā moni whiwhi tāke. Mēnā i neke ake tō moni whiwhi i ēnei taupae, i taea tonu te whakamahi i tō pūtea KiwiSaver mō tētahi tangohanga whare tuatahi (kāore he whakamātautau moni whiwhi), engari kāore koe i āhei ki te tūranga. Kua whakamūtua te tūranga — ka whakaatuhia ēnei paepae hei tohutoro o mua anake, engari e wātea tonu ana te tangohanga whare tuatahi KiwiSaver, kāore he whakamātautau moni whiwhi. Puna: Kāinga Ora (kaingaora.govt.nz).

I a ia e tuwhera ana (tae atu ki te 22 o Haratua 2024) he taupae utu whare ā-rohe tōna e tohu ana i te utu hoko tino nui o tētahi whare āhei. Ko ngā taupae mō ngā whare hou i teitei ake i ngā whare tawhito, ā, i rerekē ia rohe. Ko ngā taupae matua ko: Tāmaki Makaurau, Te Whanganui-a-Tara, Rohe Kohatū-Roto — $875,000 whare hou, $650,000 whare tawhito; Kirikiriroa, Tauranga, Hauāuru o Te Moana-a-Toi, Takutai o Kāpiti, Hutt Runga, Hutt Raro, Porirua, Whakatū, Tasman, Waikato — $800,000 whare hou, $600,000 whare tawhito; ko te nuinga o ētahi atu rohe — $650,000 whare hou, $500,000 whare tawhito. Me noho te whare i Aotearoa, ā, ko te whare noho tuatahi i a koe. Kua whakamūtua te tūranga, nō reira kāore ēnei taupae e pā ana ki tētahi hokonga hou — ka whakaatuhia hei tohutoro o mua anake. Puna: Kāinga Ora (kaingaora.govt.nz).

Kāo — i whakamūtua te Tūranga Whare Tuatahi i te 22 o Haratua 2024, nō reira kāore e taea te whakakotahi me tētahi mea. I a ia e wātea ana, ko te Tūranga Whare Tuatahi a Kāinga Ora me te tangohanga whare tuatahi KiwiSaver he kaupapa wehe e rua i taea te whakamahi tahi mō te hokonga kotahi, me te tūranga e tāpiri ana ki te taunaha i runga ake i te tangohanga KiwiSaver. E wātea tonu ana te tangohanga whare tuatahi KiwiSaver: ka taea e koe te kawe mai i ō penapena (ngā koha me ngā whakahokinga katoa, tango atu te $1,000) ki te hokonga, ā, kāore he taupae moni whiwhi, taupae utu whare rānei. Ka whakahaerea e tō kaiwhakarato KiwiSaver. E wātea tonu ana hoki te First Home Loan a Kāinga Ora (5% taunaha). Mō tētahi whare tuatahi o ināianei, whakamahia te tātaitai Tango Whare Tuatahi KiwiSaver, kaua ko tēnei. Puna: Kāinga Ora / Tahua 2024 (kaingaora.govt.nz).