Tātaitai Pūtea Āwhina Whare Tuatahi

Ka tuku te Tūranga Whare Tuatahi a Kāinga Ora tae atu ki te $5,000 mō te hoko i tētahi whare tawhito, tae atu ki te $10,000 rānei mō tētahi whare hou. Ka tātau te tūranga i te $1,000 mō ia tau o ngā koha KiwiSaver, nō reira: 3 tau = $3,000 (tawhito), $6,000 rānei (hou); 4 tau = $4,000 tae atu ki $8,000; 5 tau neke atu = te $5,000 tino nui, $10,000 rānei. Mō ngā tokorua e otinga ana rātou e tokorua kaihoko whare tuatahi, ka taea e raua te tono mō te tūranga, ko te tikanga ko tētahi tokorua e hoko ana i tētahi whare hou i koha ai raua ki KiwiSaver mō 5+ tau ka taea te whiwhi i tētahi tūranga $20,000. Ka utua te tūranga tika ki to rooia/kaikauwhau i te noho. Ehara e hiahiatia te whakahoki, ona koe e noho ana ki roto i te whare hei kāinga matua mō te 6 marama iti rawa i muri i te hoko. Puna: Kāinga Ora (kaingaora.govt.nz).

Hei otinga mō te Tūranga Whare Tuatahi a Kāinga Ora, me tika tō moni whiwhi ki ngā rohe i tohua: $95,000 moni whiwhi katoa ia tau mō tētahi tono takitahi, $150,000 i whakakotahia rānei mō ngā kaihoko tokorua neke atu e hoko tahi ana. Ka pā ēnei taupae ki te moni whiwhi i whiwhi i roto i ngā marama 12 i mua i te rā tono. Ko ngā moni whiwhi ko ngā utu, ngā pewhiwhi, ngā moni mahi-a-kiri, me te nuinga o ngā moni whiwhi tikanga tāke. Ko te taupae moni whiwhi mō te Tūranga Whare Tuatahi he wehe ake — a he iti iho — i ngā paepae ka pā ki ētahi atu kaupeka āwhina. Menaa ka neke ake tō moni whiwhi i ēnei taupae, ka taea pea to whakamahi i to tūranga KiwiSaver mō tētahi tangohanga whare tuatahi (kāore he whakamatautau moni whiwhi), engari kāore e otinga ana mō te tūranga. Ka whakaritea ngā paepae moni whiwhi e Kāinga Ora a kua tu tuturu i ngā tau tata. Puna: Kāinga Ora (kaingaora.govt.nz).

Ae — ko te Tūranga Whare Tuatahi a Kāinga Ora me te tangohanga whare tuatahi KiwiSaver he kaupeka wehe ake e rua ana ka taea te whakamahi tahi mō te hokonga whare kotahi. Ka kawe mai e te tangohanga KiwiSaver o penapena i kohia ake mai i tō pūkete KiwiSaver ki te hokonga (ngā koha me ngā whakahokinga katoa tangohia atu te $1,000). Ko te Tūranga Whare Tuatahi he tūranga tika mai i te kāwanatanga (ka whakahaerea e Kāinga Ora) ka tapiri ki to pēke i runga ake i te tangohanga KiwiSaver. Ka hiahia ngā tono wehe mō rua: ka tiakina to tangohanga KiwiSaver e to kaiwhakarite KiwiSaver, ka tonoa te Tūranga Whare Tuatahi ma Kāinga Ora. Ko te whakakotahi i rua ka taea te whakanui nui i to pēke. Hei tauira, ko tētahi kaihoko me $40,000 i KiwiSaver me 5 tau koha mō tētahi whare hou ka taea te uru ki te $40,000 + $10,000 = $50,000 ki to pēke. Me tutuki ngā taupae utu whare me ngā rohe moni whiwhi mō te tūranga. Puna: Kāinga Ora (kaingaora.govt.nz).

Ko te Tūranga Whare Tuatahi he taupae utu whare a-rohe e tohu ana i te utu hoko tino nui o tētahi whare otinga. I te 2025, ko ngā taupae mō ngā whare hou ka teitei ake i ngā whare tawhito, a ka rerekē ia rohe. Ko ngā taupae matua ko: Tāmaki Makaurau, Te Whanganui-a-Tara, Rohe Kohatū-Roto — $875,000 whare hou, $650,000 whare tawhito; Kiingitanga, Tauranga, Hauraro o Plenty, Takutai o Kapiti, Hutt Runga, Hutt Raro, Porirua, Whakatū, Tasman, Waikato — $800,000 whare hou, $600,000 whare tawhito; ko te nuinga o ētahi atu rohe — $650,000 whare hou, $500,000 whare tawhito. Me kii i Aotearoa te pāmu a me noho ko te tuatahi o ngā pāmu noho i na koe. Menaa ka neke ake te utu hoko i te taupae mō tō rohe, kāore koe e otinga ana mō te tūranga mō taua pāmu, ahakoa ka tutuki ngā paearu katoa kē. Puna: Kāinga Ora (kaingaora.govt.nz).