Tātaitai Utu Whakahaere Waka

Ka nui ake ngā utu whakahaere motokā i Aotearoa i te mahara o te nuinga. Ka tāpirihia ngā whakapaunga nui katoa, ko te tapeke utu ā-tau mō tētahi waka hinu māmā noa iti ko te $8,000 ki te $15,000 nui ake rānei. Ko ngā wāhanga matua ko: hinu ($3.00 ia rita ōrite, ko tētahi motokā e 10L/100km me te haere 14,000 km ia tau ka whakapau tata $4,200 mō te petrol); rēhitatanga ($110–180 ia ono marama, ā $220–360 ia tau); Tiwhikete Tōatitanga ($60–100 ia mātakitakinga); inihua ($1,000–2,500 e ai ki te uara waka me te momo ārai); ratonga me ngā ātea ($500–1,500/tau); ; tūnga; me te whakaiti uara — he mea nui tēnei i ngā wā katoa. Ka whakaputaina e te AA (Automobile Association) ngā raraunga utu whakahaere ā-tau e wehewehea ana mā te momo waka hei paetohu pai. Puna: AA NZ — Vehicle Running Costs (ā.co.nz).

Ko te Tiwhikete Tōatitanga (WoF) he mātakitakinga haumaru ā-wā e hiahiatia ana mō te nuinga o ngā waka māmā o Aotearoa. Ka tirotirohia e ia mēnā ka tutuki tō waka i ngā paerewa haumaru iti rawa, arā ko ngā pēki, , rama, neke, matapihi, me ērā atu wāhanga haumaru nui. Ko te nuinga o ngā waka māmā (motokā, ute, waka kawe taonga i raro i te 3,500 kg) me whai WoF ā-tau. Ka rerekē ngā utu mā te kaihoatu — e tūmanakohia ana kia utua te $60–100 i te nuinga o ngā haraiti, ko ētahi rangi (Midas, WOF Centres rānei) e hoatu ana i ngā utu tūāpono. Mēnā ka hinga tō waka, me utu koe mō ētahi utu hei whakatika i ngā hē i mua i tētahi arotakehanga anō (ka taea pea ka utua he utu anō tata $30–50). Ka whakaaturia tētahi tiketi WoF i te matapihi e tohu ana i te rā mutunga. Ka taea koe te ahu tāke $200 mēnā ka taraiwa koe me tō waka WoF kua pau. Puna: NZTA — Warrant of Fitness (nzta.govt.nz).

Ka whakahoutia te rēhitatanga waka (rego) o Aotearoa ia ono marama, ia rongo marama rānei, ā ka rerekē ngā utu mā te momo waka me te mea kei roto ngā tāke ACC. Mō te nuinga o ngā waka petrol māmā, ko te utu rēhitatanga ono marama tata $110–180, tae atu ki te tāke Waka Motokā ACC (e pūtea ana i ngā paremata haukoti mō ngā aitua huarahi). Ko te tapeke tino tika e ai ki te rahinga ngoi o tō waka me te momo hinu. Ka utua e ngā waka hinu ngako ngā Utu Kaiwhakamahi Ara (RUC) ōkawa ia kiromita engari i te wāhanga tāke hinu. Ka taea te whakahōu rēhitatanga mā te ipurangi mā te tūāhono NZTA, i ngā PostShop, ngā peka AA rānei. Ka taea koe te ahu tāke $200 mēnā ka tūkino te rēhitatanga, ā he hara te taraiwa i tētahi waka kāore i rēhitatia. Ka hono ngā taipitopito rēhitatanga ki te papa tohu o tō waka. Puna: NZTA — Vehicle Registration (nzta.govt.nz).

Ka rerekē nui ngā utu inihua motokā i Aotearoa e ai ki te uara waka, tō pakeke me tō hītori taraiwa, tō wāhi noho, me te momo ārai i kōwhiria. Ko te inihua katoa (ka ārai i tō waka, rawa tōrua, me te tahae) e utu ana noa iti ko te $1,000–2,500 ia tau mō tētahi motokā māmā noa. Ko ngā kaupare tōrua-anake he iti ake ko te $300–600 ia tau engari ka ārai noa i ngā kino ka pāngia e koe ki ngā rawa o ērā atu. Ko ngā āhuatanga e piki ana i ngā utu ko: te iti iho i te 25 tau, te hītori kerēme, ngā waka uara teitei (hei tauira, EV), me ngā wāhi tāone. Kāore i Aotearoa he inihua tōrua-ōtiumia, engari ka ārai a ACC i ngā mara ā-tinana i ngā aitua huarahi ahakoa nō wai te hē. Ko ngā kaiwhakarato inihua matua ko AMI, State, Tower, AA Insurance, me Trade Me Insurance. Whakatauritehia ngā utu ia tau nā te mea ka rerekē nui ngā utu. Puna: Consumer NZ — Car Insurance (consumer.org.nz).