Renovation Budget Calculator
Plan your renovation budget with typical NZ costs for kitchens, bathrooms, decks, and more. Includes building consent costs and a contingency allowance.
About this calculator
This calculator implements BRANZ renovation cost data from BRANZ + Sorted. Last consulted 15 March 2026. Verify the figures yourself by following the link.
Typical NZ renovation costs
BRANZ data 2026 (varies by region)- •Kitchen (budget / mid / high): $15k / $35k / $60k
- •Bathroom (budget / mid / high): $10k / $25k / $45k
- •Interior painting (per house): $3k / $8k / $15k
- •Building consent fee: $1,500 – $5,000
- •Contingency (recommended): 10–20% of subtotal
- •Project management: 5–10% of build cost
Source: BRANZ — Building research
Disclaimer
This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available IRD data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.
How to budget for an NZ renovation
Renovation costs vary by quality tier (budget/mid/high). Always add 10-20% contingency — overruns are the norm.
- 1
Sum item costs by tier
Subtotal = Σ(item_cost at chosen_tier)
Kitchen: $15k/$35k/$60k. Bathroom: $10k/$25k/$45k.
- 2
Add contingency
Contingency = subtotal × 10-20%
20% for older houses, 10% for minor work.
- 3
Building consent
Consent ~$1,500-5,000
Required for structural, plumbing, decks >1.5m.
- 4
Total project cost
Total = subtotal + contingency + consent + project_mgmt(5-10%)
Cash payments invite GST issues.
Worked example
Inputs: Mid kitchen + mid bathroom + interior paint
Result: $35k + $25k + $8k = $68k + $10k contingency + $3k consent = $81,000.
Frequently Asked Questions
What does a kitchen renovation cost in NZ?
What does a bathroom renovation cost in NZ?
Do NZ home renovations add value to my property?
How much should I budget for contingency?
Estimates the total cost of a home renovation in NZ, covering materials, labour, consents, and contingency. NZ building costs have risen significantly — labour rates and materials are 30–50% higher than pre-2020 levels.
How this calculator works
Budget = sum of (materials + labour) for each scope item + council consent fees + project management + 15–20% contingency. Key NZ trade rates: builder $80–$120/hr, electrician $100–$150/hr, plumber $90–$140/hr.
NZ Trade Labour Rates (2026–27)
| Builder | $80–$120/hr |
| Electrician | $100–$150/hr |
| Plumber | $90–$140/hr |
| Tile layer | $60–$90/hr |
| Building consent (typical range) | $1,500–$5,000 |
| Kitchen renovation average | $15,000–$50,000 |
| Bathroom renovation average | $10,000–$30,000 |
| Contingency allowance | 15–20% of total |
Costs vary by region. Auckland and Wellington typically higher. Always obtain multiple quotes.
Worked Examples
Kitchen renovation
Estimated total ~$25,300.
- Cabinets and benchtop: $10,000
- Appliances: $5,000
- Plumber (connections): $3,000
- Electrician (wiring): $2,000
- Building consent: $2,000
- Subtotal: $22,000
- 15% contingency: $3,300
- Total: $25,300
Bathroom renovation
Estimated total ~$17,000.
- Tiling (floor and walls): $4,000
- Vanity and fixtures: $2,000
- Shower unit: $3,000
- Plumber: $4,000
- Building consent: $1,500
- Subtotal: $14,500
- 15% contingency: $2,175
- Total: ~$16,675 (round to ~$17,000)
Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.
Last reviewed: