All calculators

Business Calculators

13 free business calculators for New Zealanders.

For sole traders, contractors and NZ small businesses: company tax 28%, GST returns, schedular payments (IR330C), invoicing, ACC levies, FBT, ESCT, and employee on-cost calculations.

GST Return Calculator

Calculate your GST return for 1-month, 2-month, or 6-month filing periods. Work out GST collected minus GST paid to find what you owe or are owed by IRD.

2026-27 FY

Sole Trader Tax Calculator

Calculate your income tax, ACC levies, and GST obligations as a sole trader in NZ. Includes allowable deductions and provisional tax estimates.

2026-27 FY

IRD Depreciation Rate Finder

IRD depreciation rate finder for NZ business assets. Diminishing value (DV) and straight-line (SL) methods. Vehicles, computers, equipment, plant. FY 2026-27.

GST Price Converter

Instantly toggle between GST-inclusive and GST-exclusive prices. A quick tool for tradies, retailers, and anyone quoting prices in New Zealand.

Company Tax Calculator

Work out company income tax at the NZ corporate rate of 28%. Calculate taxable income after expenses and deductions for your limited company.

2026-27 FY

ACC Levy Calculator

Estimate your ACC levies as an employee or self-employed earner. Includes earner levy, work levy, and working safer levy based on your industry classification.

Invoice Calculator

Create GST-inclusive invoices and calculate the correct amounts. Work out the GST component, apply discounts, and generate invoice totals for your NZ business.

Employee Cost Calculator

Calculate the true cost of hiring an employee in NZ. Includes salary, KiwiSaver employer contributions (3.5%), ACC levies, and other on-costs.

Profit Margin Calculator

Calculate gross, operating, and net profit margins for your business. Useful for pricing, benchmarking against industry averages, and tracking profitability.

Director's Pay vs Dividends Calculator

Compare paying yourself as a salary vs dividends from your NZ company. Includes PAYE/ACC/KiwiSaver on salary vs imputation credits on dividends.

2026-27 FY

Nanny / Au Pair Payroll Calculator

Calculate the true cost of hiring a nanny in NZ as an IR56 household employer. Includes PAYE, KiwiSaver 3.5% employer, ACC domestic levy, and holiday pay.

FBT Calculator

Calculate fringe benefit tax on company vehicles, car parks, low-interest loans, and other benefits. Includes EV-exempt rates and quarterly filing.

2026-27 FY

Break-Even Analysis Calculator

Find out how many units or how much revenue you need to cover your fixed and variable costs. Essential for pricing decisions and business planning.