Power Bill Time-of-Use Plan Comparator
Compare NZ retailer power plans — flat-rate, Time-of-Use, Hour of Power, and spot price. See which is cheapest for your usage pattern.
About this calculator
This calculator implements NZ retailer plan structures + Time-of-Use tariffs from Powerswitch (Consumer NZ). Last consulted 18 May 2026. Verify the figures yourself by following the link.
NZ retailer plan types
Mid-2026 market structure- •Flat-rate (anytime): ~$0.30/kWh
- •ToU peak (Genesis Energy Plus): ~$0.40/kWh peak
- •ToU night: ~$0.18/kWh
- •Electric Kiwi Hour of Power: 1 free hour/day
- •Spot price (Octopus/Flick): Varies $0.05-$0.80/kWh
- •Daily fixed charge: $0.90-$1.50 (Low User: $0.30)
Source: Powerswitch — Consumer NZ
Disclaimer
This calculator provides estimates for general information purposes only. Results are based on standard formulas and may not reflect your individual circumstances. Always consult a qualified professional for advice specific to your situation.
How NZ power plans compare
Multiply usage split (peak/off-peak/night/free) by each plan's per-kWh rate, plus daily fixed charge.
- 1
Calculate usage cost
Usage = kWh × (peak% × peak_rate + off% × off_rate + night% × night_rate + free% × free_rate)
Free hour plans have 0 cost on free portion.
- 2
Add daily charge
Daily_total = daily_charge × 30.4 (avg days/mo)
Low User plans cap daily at $0.30 for ≤8,000 kWh/yr.
- 3
Monthly bill
Bill = Usage + Daily_total
Add 15% GST if not already included.
- 4
Compare plans
Cheapest = min(plan_a, plan_b, ...) for your usage profile
Reshuffling usage to night (EV, hot water) can shift winner.
Worked example
Inputs: 650 kWh/mo, 40% peak / 30% off / 25% night / 5% free
Result: Flat $232/mo. ToU $208/mo (10% saving). Hour of Power saves ~$11/mo on usage but more on free hour.
Frequently Asked Questions
Are NZ Time-of-Use plans worth it?
What's the cheapest NZ power plan in 2026?
How do I switch power retailer in NZ?
What is the Low User power plan and should I be on it?
How this calculator works
This power bill time-of-use plan comparator uses the latest data from official New Zealand government sources to provide accurate results. All calculations are performed in your browser — your data never leaves your device.
All calculations are performed in your browser — your data never leaves your device. Results are for general guidance only and should not be considered professional financial advice.
Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.
Last reviewed: