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Healthy Homes Compliance Cost Calculator

Estimate the cost to make a NZ rental property comply with the Healthy Homes Standards. Covers heating, insulation, ventilation, moisture, and drainage.

By Konstantin IakovlevPublished 28 March 2026Last reviewed
Data stays on your deviceNZ property data

About this calculator

This calculator implements Healthy Homes Standards (heating, insulation, ventilation, moisture, drainage) from Tenancy Services NZ. Last consulted 18 May 2026. Verify the figures yourself by following the link.

NZ Healthy Homes Standards (5 areas)

From 1 July 2024 (all rentals)
  • Heating standard: Fixed heater, sized to living room
  • Ceiling insulation R-value: R6.6 (zone 1-2) / R7.0 (zone 3)
  • Underfloor insulation R-value: R1.5+
  • Ventilation: Extractor fans in kitchen + bath
  • Moisture barrier (if floor enclosed): Polythene under floor
  • Max penalty per breach: $7,200 (Tenancy Tribunal)

Source: Tenancy Services NZ

Disclaimer

This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available IRD data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.

How Healthy Homes compliance cost is estimated

Sum of unmet standards' remediation costs, each with $/m² or $/unit benchmarks.

  1. 1

    Heat pump cost

    Heating = $2,500 + ceil(kW_needed) × $500

    kW = max(1.5, living_area ÷ 50 × 1.5).

  2. 2

    Ceiling insulation

    Ceiling = floor_m² × $25/m² (full top-up)

    Partial top-up ~$15/m² if existing R2.9+.

  3. 3

    Underfloor insulation

    Underfloor = floor_m² × $20/m²

    Often less practical in older homes with no access.

  4. 4

    Misc (ventilation, moisture)

    Extras = 2 × $350 (fans) + floor_m² × $15 (moisture barrier)

    Plus drainage if needed.

  5. 5

    Total compliance cost

    Total = sum of non-compliant items

    Penalty for non-compliance up to $7,200 per breach.

Worked example

Inputs: 120m² 1980s rental, no heat pump, no insulation, basic ventilation

Result: Heating $4k + ceiling $3k + underfloor $2.4k + fans $0.7k + moisture $1.8k = ~$11.9k.

Frequently Asked Questions

What are the NZ Healthy Homes Standards?
Five mandatory standards for ALL residential rentals: (1) Heating in main living room (size depends on room m²); (2) Ceiling insulation R6.6+ (zones 1-2) or R7.0+ (zone 3); (3) Underfloor insulation R1.5+; (4) Extractor fans in kitchens and bathrooms; (5) Ground moisture barrier (if floor enclosed) + working drainage/gutters. Penalty up to $7,200 per breach. Source: Tenancy Services.
How much does it typically cost to comply?
For a 120m² 1980s rental with no insulation and no heat pump, full compliance typically costs $9,000-$15,000: ceiling insulation $3-4k, underfloor $2-3k, heat pump $3-4k, ventilation $700, moisture barrier $1,800, contingency. Older brick homes may need more. Pre-1978 homes are often grandfathered for ceiling insulation if R2.9+. Source: Tenancy Services + BRANZ.

How this calculator works

This healthy homes compliance cost calculator uses the latest data from official New Zealand government sources to provide accurate results. All calculations are performed in your browser — your data never leaves your device.

All calculations are performed in your browser — your data never leaves your device. Results are for general guidance only and should not be considered professional financial advice.

Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.

Last reviewed: