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Child Support Calculator

Estimate NZ child support liability using the IRD 8-step formula. Factors in living allowance, dependent children, and share of care.

By Konstantin IakovlevPublished 28 March 2026Last reviewed
Data stays on your deviceIRD sourced data

About this calculator

This calculator implements IRD child support 8-step formula from Inland Revenue (IRD). Last consulted 18 May 2026. Verify the figures yourself by following the link.

NZ Child Support formula parameters

FY 2026-27 IRD formula
  • Living allowance (single): $24,000
  • Per dependent child: +$11,500
  • Cost of 1 child %: 17%
  • Cost of 2 children %: 24%
  • Cost of 3+ children %: 27%
  • Shared care threshold: 28% of nights (103+/yr)
  • Minimum annual liability: $1,230

Source: IRD — Child Support

Disclaimer

This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available IRD data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.

How NZ Child Support is calculated (IRD 8-step)

ATI − living allowance × cost-of-children % × share-of-care reduction = liability.

  1. 1

    Adjusted taxable income (ATI)

    ATI = taxable_income + add-backs (rental losses, fringe benefits)

    Uses prior tax year by default.

  2. 2

    Living allowance

    Allow = $24,000 single + ($10,500 if partnered) + ($11,500 × dep_children)

    Indexed annually.

  3. 3

    Child support income

    CS_income = max(0, ATI − living_allowance)

    If negative, only minimum applies.

  4. 4

    Cost of children %

    Cost_% = 17% (1 child) / 24% (2) / 27% (3+)

    Of CS_income.

  5. 5

    Share of care reduction

    Care_pct = nights ÷ 365 × 100 — reduces liability proportionally above 28%

    Tiered: 13-27% = 24% reduction, 28-72% = pro-rata.

  6. 6

    Final liability

    Annual = max($1,230 minimum, base × (1 − care_reduction))

    Minimum $1,230/yr (2026).

Worked example

Inputs: ATI $80k, single, 2 dep children, 1 CS child, 50 care nights

Result: Allow $35,500. CS income $44,500. Base $44.5k × 17% = $7,565. Care 14% → no reduction. Annual $7,565.

Frequently Asked Questions

How is NZ child support calculated?
IRD uses an 8-step formula based on the paying parent's adjusted taxable income (ATI), minus a living allowance (around $24k single + $11,500 per dependent child), times a cost-of-child percentage (17% for 1 child, 24% for 2, 27% for 3+). Shared care (28%+ of nights) reduces liability proportionally. Minimum liability is $1,230/yr (2026). Source: IRD.
Can parents agree on a different amount?
Yes — parents can register a Voluntary Agreement with IRD instead of using the formula. This often suits separated parents who already have an informal arrangement. The agreed amount must be at least the IRD-calculated formula amount. Family Court can also make orders that override the formula. Source: IRD.

How this calculator works

This child support calculator uses the latest data from official New Zealand government sources to provide accurate results. All calculations are performed in your browser — your data never leaves your device.

All calculations are performed in your browser — your data never leaves your device. Results are for general guidance only and should not be considered professional financial advice.

Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.

Last reviewed: