Body Fat Percentage Calculator
Estimate your body fat percentage using measurements like waist, neck, and hip circumference. Provides a general indication — not a clinical measurement.
About this calculator
This calculator implements US Navy body fat method + NZ MoH guidance from U.S. Navy method. Last consulted 20 January 2026. Verify the figures yourself by following the link.
Body fat % healthy ranges (ACSM)
American College Sports Medicine- •Men — essential fat: 2-5%
- •Men — athletic: 6-13%
- •Men — fitness: 14-17%
- •Men — average: 18-24%
- •Women — essential: 10-13%
- •Women — athletic: 14-20%
- •Women — fitness: 21-24%
- •Women — average: 25-31%
Disclaimer
This calculator provides estimates for general information purposes only. Results are based on standard formulas and may not reflect your individual circumstances. Always consult a qualified professional for advice specific to your situation.
How body fat % is calculated (US Navy)
Uses height + neck + waist (+hip for women) circumferences. Accurate to within 3-4% for most people.
- 1
Men: formula
BF% = 86.010 × log₁₀(waist − neck) − 70.041 × log₁₀(height) + 36.76
All measurements in cm.
- 2
Women: formula
BF% = 163.205 × log₁₀(waist + hip − neck) − 97.684 × log₁₀(height) − 78.387
Add hip measurement for women.
- 3
Healthy ranges
Men: 8-20% · Women: 18-30% (varies by age)
Lower = athletic, higher = obese.
Frequently Asked Questions
What is a healthy body fat percentage?
How is body fat percentage measured?
Is body fat percentage better than BMI?
What are the health risks of high body fat?
Estimates body fat percentage using circumference measurements (US Navy formula) or skinfold callipers. NZ health guidelines suggest healthy body fat ranges of 8-19% for men and 21-33% for women.
How this calculator works
US Navy formula (men): %fat = 495 / (1.0324 - 0.19077 x log10(waist - neck) + 0.15456 x log10(height)) - 450. The women's formula also incorporates hip circumference. Skinfold methods require callipers. Both are estimates; DEXA scan is the gold standard for accuracy.
Healthy Body Fat Ranges (NZ Health Guidelines)
| Men - healthy | 8-19% |
| Men - overweight | 20-25% |
| Men - obese | >25% |
| Women - healthy | 21-33% |
| Women - overweight | 34-39% |
| Women - obese | >39% |
BMI does not account for muscle mass. Body fat % is a more precise measure of body composition.
Worked Examples
Man: height 185 cm, waist 90 cm, neck 40 cm (US Navy formula)
Estimated body fat ~20% — upper end of healthy/borderline overweight.
- Waist - neck = 90 - 40 = 50 cm
- log10(50) = 1.699
- log10(185) = 2.267
- %fat = 495 / (1.0324 - 0.19077 x 1.699 + 0.15456 x 2.267) - 450
- Calculate: approx 495 / (1.0324 - 0.3243 + 0.3504) - 450 = approx 18-20%
Woman: height 165 cm, waist 80 cm, hip 95 cm, neck 35 cm
Estimated body fat ~30% — within healthy range for women.
- Navy formula for women adds hip to the calculation
- Result approx 30% body fat
- Classification: healthy range (21-33% for women)
Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.
Last reviewed: