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Final Pay Calculator

Estimate your final pay when leaving a job in NZ. Covers unused annual leave, alternative leave, lieu days, public holidays earned, and notice periods.

By Konstantin IakovlevPublished 28 March 2026Last reviewed
Updated 2026-27 FYData stays on your deviceMBIE / Employment NZ

About this calculator

This calculator implements final pay calculations from Employment New Zealand. Last consulted 2 April 2026. Verify the figures yourself by following the link.

Current NZ final pay rules

Holidays Act 2003 + ERA 2000
  • Pro-rata holiday pay: 8% of gross since last anniversary
  • Unused annual leave: All — at OWP or AWE (greater)
  • Alternative holiday days: Paid out at daily rate
  • Final wages: For days worked to last day
  • Notice period: Per contract (or reasonable if not stated)
  • Payment deadline: Next normal pay day

Source: Employment NZ — Final pay

Disclaimer

This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available IRD data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.

How NZ final pay is calculated when you leave a job

When you leave a job, your employer must pay out: unused annual leave, pro-rata 8% holiday pay, any owed alternative holidays, and your final wages.

  1. 1

    Owed wages up to last day

    Final_wages = hourly_rate × hours_worked_in_final_pay_period

    Includes any owed overtime and allowances.

  2. 2

    Unused annual leave payout

    Annual_leave_pay = unused_days × daily_pay (greater of OWP/AWE)

    Cannot be forfeited — Holidays Act requires full payout.

  3. 3

    8% pro-rata holiday pay

    Pro_rata = gross_earnings_since_last_anniversary × 8%

    Covers leave accrued but not yet vested.

  4. 4

    Alternative holidays (lieu days)

    Alt_pay = unused_alt_days × daily_pay

    Worked public holidays usually earn an alternative day — paid out if unused.

  5. 5

    Apply PAYE & deductions

    Net_final = sum - PAYE - ACC - KS - SL

    All components are taxed as ordinary pay (not bonus).

Worked example

Inputs: Final week $1,200 + 12 days unused leave at $240/day + 6 weeks pro-rata 8% of $7,200

Result: $1,200 + $2,880 + $576 = $4,656 gross final pay.

Frequently Asked Questions

What should be in my final pay when I leave a job?
Your final pay must include: (1) all wages owed up to your last day worked; (2) all untaken annual leave (entitled at the higher of average or ordinary weekly rate); (3) any annual leave accrued since your last anniversary date (paid at 8% of gross earnings since that date); (4) any unpaid alternative holidays / lieu days; (5) any contractual notice period (if paid in lieu); and (6) any redundancy payment if applicable under your contract. Final pay must be paid by your next regular pay day. Source: Employment NZ — Final Pay.
Is final pay taxed differently?
Final pay is taxed as ordinary income for the wages portion. Annual leave and lieu day payouts are usually taxed as "extra pay" using the IRD extra pay tables, which apply your marginal tax rate. Redundancy payments are also taxed as extra pay (no longer eligible for special concessions). KiwiSaver, ACC, and student loan apply across all components. Some lump sums may push you into a higher marginal rate. Source: IRD.
When must my employer pay my final pay?
Your employer must pay your final pay no later than your next regular pay day after your last day of work. There is no requirement to pay you immediately on your final day, although many employers do. If your employer is late or refuses to pay, you can raise a personal grievance under the Employment Relations Act 2000 within 90 days, or contact Employment NZ for help. Source: Employment NZ.

When you leave a job in NZ (resignation, redundancy, or dismissal), your employer must pay you all owed wages, untaken annual leave, alternative holidays (lieu days), and proportionally accrued public holidays earned. The Holidays Act sets the minimum entitlements.

How this calculator works

Enter your salary, untaken annual leave days, alternative leave days, weeks since your last anniversary date, and any contractual notice owed. The calculator estimates the gross final pay then deducts PAYE, ACC, KiwiSaver, and student loan.

Final Pay Components (NZ)

Wages owedTo last day worked
Annual leave (entitled)At higher of average or ordinary weekly rate
Annual leave (accruing)8% of gross since last anniversary
Alternative leaveAt ordinary weekly rate
Notice in lieu (if applicable)Per employment agreement
TaxPAYE on whole amount as extra pay

Worked Examples

Employee on $80,000, 10 days untaken leave, 6 months since last anniversary, 2 weeks notice paid out

Approx gross final pay: $7,769; net ~$5,580

  1. Daily rate: $80,000 / 52 / 5 = $307.69
  2. Untaken leave: 10 × $307.69 = $3,077
  3. Accrued (8% of 6 months gross): $40,000 × 8% = $3,200
  4. Notice in lieu: 2 × $1,538 = $3,077
  5. Gross final pay: ~$9,354
  6. PAYE/ACC/KS deducted as extra pay: ~$2,800

Built and maintained by Konstantin Iakovlev. Data sourced from the IRD and official New Zealand government sources.

Last reviewed: